Two corpora, one platform: 780+ indexed decisions, a liability assessment engine that returns an indicative split with comparable cases, plus BHR and costs intelligence, training and practitioner expertise — everything the credit hire and liability professional needs, in one place.
Foundation to Advanced — 10 modules, 16 hours, 3 certification tiers. The most comprehensive credit hire training resource available, with an AI tutor in every section.
Introduction • Legal Framework
2 modules • ~3 hours
Liability • Qualifying Periods • Intervention • Rates • Claims
7 modules • ~11 hours
Litigation • Industry Dynamics • Emerging Issues & AI
10 modules • 16 hours
Built for the people who run these claims — solicitors, insurers, claims managers and consultants. Two corpora, one platform, every resource.
Ask questions in plain English. Our AI reads the relevant judgments and synthesises a coherent answer, complete with citations and case names.
780+ cases spanning six decades — 403 credit hire and 378 liability — backed by 372 expert commentary articles from leading industry practitioners. Updated as new cases and commentary emerge.
Describe an accident in plain English and get a neutral, indicative liability split with the closest comparable cases and their actual apportionments — built on the 378-case liability corpus and a structured negligence framework (duty, breach, causation, denials, defences, contributory negligence). Refine by road user, manoeuvre and contributing factors.
On any assessment, switch on a claimant-side checklist of exactly what to ask the client and secure now — CCTV, dashcam and headcam footage, witnesses, scene admissions, road layout — flagged perishable vs durable and grounded in the comparable cases. Capture the proof while memories are fresh and footage still exists.
Liability rarely stops at the person behind the wheel. The corpus covers responsible parties and attribution — vehicle owners, employers and vicarious liability, agency, and the emerging law on automated and driverless vehicles under the Automated and Electric Vehicles Act.
A dedicated costs corpus for the questions that decide the bill — assessment and proportionality, interest, Part 36, ADR and the costs consequences of refusing to mediate, and non-party costs orders. Queryable directly from the AI Query screen.
No more trawling through PDFs. Get answers in seconds, with the key principles extracted and cases ranked by authority level.
Browse and filter the full database by court, year, legal topic and outcome. View structured summaries, key principles and significance ratings.
Results are weighted by court level. Supreme Court and Court of Appeal decisions are prioritised, giving you the binding authorities first.
A searchable directory of 118 credit hire industry participants — CHOs, solicitors, counsel, BHR specialists, engineers, funders and more. Find the right expertise, fast.
Search and browse over 1,100 Credit Hire Forum articles published since 2020. Filter by year or keyword to find commentary, updates and analysis on any credit hire topic — with direct links to the full articles.
Queries about negligence, liability and contributory negligence automatically draw on the Highway Code (effective 10 April 2025). The AI cites specific rules — distinguishing mandatory (MUST) from advisory (should) — and applies the Hierarchy of Road Users principle to the scenario described.
Query GTA maximum daily settlement rates across 16 rate periods covering cars, commercial vehicles, motorcycles and private hire & taxis. Ask by vehicle group code, date or vehicle type and receive the exact applicable rate — with aged vehicle differentials where available.
10 structured modules from foundation to advanced level, covering the full credit hire landscape. Each section includes an AI tutor that works through practitioner scenarios with you. Complete assessments to earn Foundation, Practitioner or Advanced certificates.
Challenge basic hire rate assertions with precision. Vehicle-specific data and structured rebuttal arguments, rolling out by vehicle class — motorbikes and scooters first, then private hire and taxi, then cars and vans.
Combining a curated case database with state-of-the-art AI to deliver authoritative answers.
Type any credit hire or liability question — impecuniosity, BHR, need, GTA rates, negligence, Highway Code rules, or anything else.
The system retrieves the most relevant cases and expert commentary and — for liability work — the structured negligence framework, comparable apportionments, the applicable Highway Code rules and GTA rate data.
Claude AI reads all retrieved material — case law, expert commentary, Highway Code rules and rate data — and synthesises a coherent, cited answer.
You receive a structured answer with case citations, expert commentary, Highway Code rule references and key principles — all from verified sources.
Indexed across every major credit hire and liability issue. Click any topic to explore.
Comprehensive coverage from the Supreme Court down to County Court judgments, across both the credit hire and liability corpora.
Beyond research: drafting tools that take an insurer's BHR evidence apart and put your reply together. Second only to the liability assessment engine in day-to-day value — and already live for subscribers.
The AI Query screen includes a dedicated BHR Analysis scope drawing on a growing knowledge base of rental company terms and conditions. Currently covering Avis, Europcar, Thrifty, Sixt, Budget and Hertz — with CDW inclusion status, non-waivable excess schedules, age restrictions, additional driver fees, fuel and mileage policies, and much more. Additionally, GTA maximum daily settlement rates are available across 16 rate periods covering cars, commercial vehicles, motorcycles and private hire & taxis — queryable by vehicle group code, date or vehicle type. Ask questions such as: "What is the GTA rate for group S5 in 2024?" or "Is CDW included in a standard Hertz rate?" and receive a cited, structured answer.
Ingest a WhichRate, Arbitrate or BHR Compare witness statement and run 24 deterministic eligibility and methodology checks against every cited supplier — then generate a structured rebuttal with ready-to-use correspondence and cross-examination points. Dedicated builds for full witness statements, short-form reports, and motorcycles & scooters, each with a no-login live demo. The decisive answer to the quasi-expert BHR reports insurers increasingly rely on.
Turn the defendant's correspondence back on them. Riposte drafts a cited, structured reply to rate challenges, impecuniosity denials, intervention letters and the like — grounded in the same case corpus the research engine uses, so your response lands with authority behind it. Available to subscribers.
Access to this resource is restricted to subscribers to the Credit Hire Forum and is included within the subscription plan.