Nexus — Rate Check

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The Basic Hire Rate, determined — with the reasoning you defend it on.

Describe the claim, confirm the vehicle hired, and enter your own credit hire charges. Nexus searches the captured local hire market for that date, applies the ruled methodology, and returns the Basic Hire Rate a court would test your charges against — with the winning comparator, the arithmetic shown step by step, and every supplier considered and excluded stated on the face of the result. Where the evidence cannot support a figure, the check says so and says why: that answer is part of the product, not an error.

Step 1 — The claimant and any additional drivers
Your file or claim reference, exactly as it should appear on the report (up to 64 characters).
Required — letters, digits, space, “/ - _ .” only (1–64).
As it should appear on the report.
Required — letters, spaces, hyphens, apostrophes, full stops only.
The search covers every hire company within 20 miles of this postcode.
Required — a valid UK postcode.
Required — 16 to 120 (§4.2).
Enter 0 if held less than a year.
Required — ≥ 0 and ≤ age − 15.
Required.
Required — 0 or more.
Required.
The earliest searchable date is 17 July 2026 — the day the rate archive begins.
Required — on or after 17 July 2026.
7–27 days are determined on the 7-day rate basis, pro rata; 28 days and over on the captured 28-day basis to a maximum of 89 days.
Required — a whole number of days from 7 to 89.
Convictions / endorsements (DVLA codes) — enter every endorsement for each driver; suppliers refuse or restrict drivers on these
CodeDescriptionPointsDateDisqualificationDisq. end date ⓘSpent? ⓘ
Additional drivers — required, may be empty · each carries the FULL claimant field set (STE amendment, §4.2)
Step 2 — The vehicle that was hired
Serving the built-in fixture subset until the live table lookup answers. Search here FIRST — the “not listed” route (last option) is only for a vehicle genuinely absent (RC-20260814-28).
Required.
Required.
Required — automatic or manual.
Required — select the vehicle from the dropdown, or complete the “not listed” path only if it is genuinely absent.
Pre-filled from the selected vehicle’s ACRISS list price + £1,000 OTR costs. This field can be overtyped and is used only to test a defendant’s excess-insurance argument against Questor’s £100,000 vehicle-value limit.
Whole pounds (integer ≥ 0).
Step 3 — Your own charges, from the hire agreement

All charges are per day, unless stated, and include VAT.

Enter your charges as they appear on the hire invoice. If you charge one protection figure — a single CDW or excess waiver premium covering damage, theft, tyre & glass, and roadside support together — enter the full figure against CDW and £0.00 against theft waiver, tyre & glass cover, and roadside support and then tick all four perils it covers. Each hire company is then tested against its own cover for the same perils: its CDW plus any additional premium for theft and/or tyre & glass and/or roadside support— usually the top tier of its waiver product.

Required — pounds and pence.
Required.
Required (0.00 permitted).
Required (0.00 permitted).
Required — choose one.
Calculated for you: CDW + Theft + Tyre & Glass (roadside support is carried separately)
The value of your residual excess imposed on the hirer.
Required (0.00 permitted).
Ancillary charges — recorded and shown on the report; excluded from the Basic Hire Rate
Required (0.00 permitted).
The age-based driver surcharge as charged on this hire (young or non-standard driver). Carried inside the CHO's daily total, as the supplier's own published surcharge is carried inside theirs.
Required (0.00 permitted).
Required (0.00 permitted).
Required (0.00 permitted).
Required (0.00 permitted).

Which elements of cover are included within the CDW premium:

Required — tick at least one.
Run the check you are charged only when an answer is delivered
Checking sign-in…
A stored report, shown as a record. Nothing on this page can be changed or re-run. To check a changed hire, open a new Rate Check; to answer the defendant's rate report against this one, use 2 Respond on the Rebuttal list.